Loan Types

Don't Let Money Hold You Back From Making Your Dreams Come True

Here at Mokelumne FCU we offer a few different options for you to borrow money. Whether you are buying a car, recreational vehicle or just need some extra cash for whatever. No matter what your purpose, our loan team is ready to assist you.

Vehicle and Motorcycle Loans

You Deserve That Special Ride So Let's Make It Happen

Buying a vehicle should be an exciting experience for all ages. When searching for the car of your dreams you can be confident in knowing that Mokelumne Federal Credit Union is here to help with making the financing affordable. What are you waiting for? Apply for a vehicle or motorcycle loan today!

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Showing off my new car

New Vehicles and Motorcycles

  • Classified as current and past year
  • Terms up to 84 months
  • Fixed Rates

Used Vehicles and Motorcycles

  • Classified as prior 5 year old models from New
  • Terms up to 72 months
  • Fixed Rates

Older Model Vehicles and Motorcycles

  • Any vehicle not classified as new or used, but still listed in Kelley Used Blue Book Value Guide
  • Term up to 60 months
  • Fixed Rates
Friends riding on their Jetski

Boat and Recreational Vehicles

Vacations and recreation for you and your family can become even more enjoyable when you are traveling in comfort.

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Other Loans and Lines of Credit

Home Equity Loans and Lines of Credit

Not Available at this Time

Using your home as security, qualified members can obtain a Home Equity Loan or Home Equity Line of Credit. Putting the Equity of your home to work for you allows cash out for things such as home improvements, consolidating bills or taking a dream vacation.

Another great feature is this type of loan may qualify you for a tax deduction. Consult your tax adviser for specific information as to how you can benefit from this loan.

Mokelumne Federal Credit Union is registered with the Nationwide Mortgage Licensing System.

Signature Loans and Signature Lines of Credit

Credit Union members can choose fixed rate term Signature Loans or Signature Lines of Credit using their good credit as the collateral. These loans offer fast and convenient access to cash for any purpose.

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Overdraft Protection Loans

An oversight in maintaining accurate account balances sometimes can cause you to overdraw your Checking Account. Overdraft protection can eliminate the embarrassment and the associated costs that occur when checks are returned unpaid.

Another great reason to have this protection is convenience. An unexpected bill can be easily taken care of when paying by check. Payments back to this loan are minimal and affordable when times might be a little tough.

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